2026 Housing Market Outlook
After a few years where the housing market felt stuck, 2026 might finally bring a change of pace.
Experts are predicting more people will move — and that could open the door for you to make your move, too.
🔄 More Homes Will Sell
In the last few years, high mortgage rates and rising prices made a lot of would-be buyers and sellers hit pause.
But that pause won’t last forever — life keeps moving, and so do people.
According to experts, home sales are expected to rise in 2026, marking the start of a more active, balanced market.
📉 Mortgage Rates May Keep Easing
Let’s talk rates — the biggest thing everyone’s been watching.
After peaking near 7%, mortgage rates have started to dip. Forecasts show this downward trend could continue through 2026, but not in a straight line.
There’s a saying:
“When rates go up, they take the escalator. When they come down, they take the stairs.”
That means the drop will likely be slow and a bit bumpy, but progress is progress.
Analysts expect rates to settle around the low 6s or even high 5s by next year. Even a small drop can make a big difference in what you can afford — potentially saving you hundreds of dollars on your monthly payment.
💸 Home Prices Will Rise Slowly (And That’s a Good Thing)
As rates dip and more buyers return to the market, home prices are expected to rise — just more moderately.
We’re not heading toward a price crash. Instead, experts expect a steady, sustainable increase that makes it easier to plan your budget and move with confidence.
Of course, this will vary by location — some markets may grow faster than others — but overall, the outlook is stable and healthy.
✨ The Bottom Line
After a quieter few years, 2026 is shaping up to be a year of new opportunities in real estate.
✅ Home sales are expected to rise
✅ Mortgage rates are trending lower
✅ Price growth is stabilizing
That combination could make buying or selling a home feel much more doable.
So the question is:
Will 2026 be the year you make your move?
Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.