Reasons To Be Optimistic About the 2026 Housing Market

If a move is on your radar for 2026, you may be in a better position than you’ve been in for years.

After a long stretch where many buyers and sellers felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity. The market isn’t suddenly “easy,” but important conditions are finally moving in the right direction.

And experts agree.

What Experts Are Saying About 2026

🏡 Realtor.com says 2026 should bring a healthier market after years of challenges.

📈 The National Association of Realtors (NAR) calls 2026 a year of opportunity, thanks to:

  • Lower mortgage rates

  • More homes for sale

  • Renewed activity after years of stagnation

💬 First American notes that even if rates come down slowly, income growth is helping improve buying power, which supports better affordability over time.

🔑 Zillow adds that:

  • Buyers are benefiting from more inventory and improved affordability

  • Sellers are seeing stable prices and more consistent demand

  • Both sides should have more breathing room in 2026

Why Local Insight Matters More Than Ever

While the national outlook is improving, real estate is still very local.

Some markets will:

  • Move faster

  • See stronger price growth

Others may:

  • Remain flat

  • Improve more slowly

As Bright MLS explains, 2026 could be one of the most geographically divided markets we’ve seen in years.

That’s why understanding what’s happening in your specific area matters. National trends set the tone—but local conditions determine how they affect you. And that’s where having the right agent makes all the difference.

Bottom Line

If you’re thinking about buying or selling in 2026, this could be a year full of opportunity—especially with the right plan in place.

If you’d like to talk through what these trends mean for our local market and how to take advantage of them, let’s connect.

Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.

Jeremy Kilbourne

Jeremy is Arch Mortgage North’s Lead Loan Officer. Bringing experience, compassion and creativity to the mortgage lending process, Jeremy loves helping clients achieve their home ownership goals.

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