What Credit Score Do You Really Need To Buy a Home?
According to Fannie Mae, 90% of buyers either don’t know the required credit score or think it needs to be higher than it really is.
Spoiler alert: you might be more mortgage-ready than you think.
🧠 There’s No One-Size-Fits-All Credit Score
Different loans = different score requirements.
The truth? You don’t need a perfect score to qualify.
🔍 Lenders Look at the Bigger Picture
Yes, your score matters—but it’s just part of the story.
Higher scores can help with better rates, but even lower scores may still get you approved.
📈 Want to Improve Your Score? Start Here:
✔️ Pay your bills on time
✔️ Pay down credit card balances
✔️ Check your credit report for errors
✔️ Avoid opening new accounts
💬 Bottom Line:
Don’t count yourself out before you’ve even checked in.
Let’s connect you with a lender who can walk you through your real options — credit score and all.
Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.