A Second Home Might Be the Missing Piece in Your Retirement Plan
Are you wondering if you’re really on track for retirement? You’re not alone.
According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why more people are looking for new ways to build stability and long-term income.
One option many are exploring is real estate.
Why Real Estate Could Be Your Retirement Ally
If the numbers make sense for you, buying a second home can be a powerful step toward retirement security. Here’s how it helps:
Builds wealth over time – As home values rise, your property grows in value too, increasing your net worth.
Creates extra income – Renting out the home can provide additional cash flow, which you can use to support your retirement savings (just remember to factor in mortgage and maintenance costs).
Offers future profit potential – Selling the home later could give your retirement funds a nice boost.
Diversifies your assets – Real estate adds stability to your portfolio by balancing out stocks and savings with something tangible.
You Don’t Need To Be a Big Investor
If you’re thinking, “Owning multiple homes is only for wealthy investors,” think again.
Data from BatchData and CJ Patrick Company shows that 85% of people who own more than one property have just 1 to 5 homes. In other words, most are everyday people—neighbors, coworkers, or family members—who decided to invest in an extra home for the long-term.
Why Now Could Be the Right Time
Today’s housing market may actually favor buyers more than in recent years. According to Danielle Hale, Chief Economist at Realtor.com:
“. . . the balance of power in the housing market keeps shifting in favor of homebuyers. . . A confluence of factors—including more homes for sale, rising price cuts, and slower-moving inventory—is giving buyers more leverage than they've had in years . . .”
If you’re in an area where prices are expected to keep climbing, buying a second property now could mean bigger profits in the future—or steady rental income along the way.
Who You Need on Your Side
If you’re curious about this option, the best first step is to connect with trusted pros who can guide you:
A local real estate agent who knows the market.
A lender who specializes in second-home or investment loans.
Having the right team makes the process much clearer and helps you avoid costly mistakes.
Bottom Line
Owning a second home isn’t just for investors—it could be a smart way for you to strengthen your financial future. Whether you rent it out, hold it for appreciation, or sell it later, it can play a big role in funding your retirement.
Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.