Why Selling Without an Agent Can Cost You More Than You Think

Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth:

👉 Last year, homes sold with an agent went for almost 15% more than those sold without one.

That gap is hard to ignore. And with more homes on the market right now, selling on your own is a mistake that could cost you thousands.

This Isn’t the Market for DIY Selling

A few years ago, you might’ve been able to stick a “For Sale By Owner” (FSBO) sign in the yard and get multiple offers. Back then, buyers were scrambling, and homes were flying off the market.

But today? Things have shifted. Inventory is up, buyers have more options, and competition is back.

In fact, Realtor.com says the number of listings for sale in July hit its highest point since 2019. That means buyers can be picky. They’ll compare your home to others on price, condition, photos, location, and more. If yours doesn’t stand out, it gets skipped.

And let’s be honest—a yard sign and some iPhone photos won’t cut it anymore.

More Homes for Sale = More Competition for You

Selling today takes more than just putting your home online. It requires:

  • The right pricing strategy to draw attention

  • Expert prep and staging so your home shines

  • Professional marketing to get eyes on your listing

  • Skilled negotiation to protect your bottom line

If you’re missing any of those, chances are, you’ll feel it in your sale price.

More Sellers Are Turning to the Pros

That’s why fewer people are trying to go it alone. The National Association of Realtors (NAR) reports that a record-low number of homeowners sold without an agent last year.

And for those who did? Zillow found that 21% ended up hiring an agent anyway after struggling to sell on their own.

Why risk it when you can have:

✅ Pricing precision to attract buyers and maximize return
✅ Staging and presentation advice to highlight your home’s best features
✅ Pro-level marketing and buyer networks you can’t reach alone
✅ Strong negotiation skills to handle offers and inspections
✅ Local market expertise to make your listing stand out

An agent’s expertise isn’t just helpful—it’s essential in today’s market.

Bottom Line

In a market with more listings and choosier buyers, going solo isn’t the money-saver it seems. Most FSBO sellers end up calling an agent anyway.

So why not start there? With the right local pro, you’ll set yourself up to sell faster and for more money—without leaving cash on the table.

Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.

Jeremy Kilbourne

Jeremy is Arch Mortgage North’s Lead Loan Officer. Bringing experience, compassion and creativity to the mortgage lending process, Jeremy loves helping clients achieve their home ownership goals.

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