Why October Is the Best Time To Buy a Home in 2025

If you’ve been waiting for the right moment to buy a home — this is it.
According to Realtor.com, October is shaping up to be the most buyer-friendly month of the year.

“By mid-October, buyers may finally find the combination of inventory, pricing, and negotiating power they’ve been waiting for—a rare opportunity in a tight market.”

🏡 Why October Is a Sweet Spot for Buyers

Buying this month could mean:

✅ More homes to choose from
✅ Less competition from other buyers
✅ More time to browse and compare
✅ Better home prices
✅ Sellers who are more open to negotiate

It’s like the fall clearance season of real estate — your best shot to grab a good deal before the year ends. 🍂

📅 When’s the Best Week To Buy?

For most major U.S. cities, the best week falls around October 12–18.
But it can vary a bit depending on where you live.

👉 For example:

  • San Antonio, TX: October 12–18

  • Dallas, TX: September 28–October 4

  • Boston, MA: October 26–November 1

  • Charlotte, NC: November 2–8

Wherever you are, your local market might shift by a week or two — but the opportunity window is open right now.

📣 What the Experts Are Saying

Top housing experts all agree: buyers finally have the upper hand.

🏠 Lawrence Yun (NAR):

“Homebuyers are in the best position in more than five years to find the right home and negotiate a better price.”

📊 Daryl Fairweather (Redfin):

“Now is a good time to buy… with falling mortgage rates and more inventory, buyers have an upper hand.”

💬 NerdWallet adds:

“This fall just might be the best window for home buyers in the past five years.”

💡 How To Get Ready

If you’re serious about buying, now’s the time to:

  • Get pre-approved for a mortgage

  • Talk to a local real estate agent who knows your market

  • Watch listings closely this month

That way, when the perfect home pops up — you’re ready to make your move fast. 🏠✨

🍂 Bottom Line

Fall is bringing more than just pumpkin spice — it’s bringing opportunity.
If you’re ready to buy, October could be your best chance this year to find your dream home and a great deal.

Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.

Jeremy Kilbourne

Jeremy is Arch Mortgage North’s Lead Loan Officer. Bringing experience, compassion and creativity to the mortgage lending process, Jeremy loves helping clients achieve their home ownership goals.

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