Why You Don't Want To Skip Your Home Inspection

You’ve found the one — the house that checks all your boxes. You can already picture your morning coffee on the porch and your furniture in place. It’s tempting to rush through the final steps and seal the deal fast… but there’s one step you don’t want to skip: the home inspection.

Even if you’re in a competitive market, waiving an inspection could cost you big in the long run.

🕵️ What Is a Home Inspection?

A home inspection is a detailed check of the home’s condition, typically done after your offer is accepted and before closing.

Inspectors look at:

  • Roof and foundation

  • Plumbing and electrical

  • HVAC systems

  • Overall structural integrity

  • And more (varies by state)

✅ Why a Home Inspection Is Totally Worth It

1. Avoid Unpleasant Surprises
A home might look move-in ready — but hidden issues could be waiting. Inspections catch the things you don’t see during a tour, like roof leaks or electrical problems.

2. Gain Negotiation Power
If the inspection reveals problems, you may be able to:

  • Request the seller make repairs

  • Ask for a credit at closing

  • Renegotiate the price

Let your agent guide you through these options.

3. Get Peace of Mind
Buying a home is a major investment. An inspection gives you the confidence that you're making the right move — or helps you walk away if needed.

💡 A few hundred dollars now can save you thousands in unexpected repairs later.

🚫 Why You Shouldn’t Waive the Inspection

According to recent data from the National Association of Realtors (NAR), about 1 in 4 buyers are skipping inspections. With competition heating up this spring, it might feel like the only way to win.

But here’s the truth:

“Waiving a home inspection comes with sizable risks.” – Realtor.com

If something serious is wrong with the house, you’ll be on the hook for the repairs — and that could drain your budget quickly.

💡 Pro Tip: Make a Strong Offer Without Waiving the Inspection

There are other ways to make your offer stand out, like:

  • Being flexible with the closing date

  • Offering a larger earnest money deposit

  • Limiting repair requests (while still getting the inspection!)

Your agent will help you find the right strategy without putting your investment at risk.

🏁 Bottom Line

A home inspection isn’t just another box to check — it’s a smart step that protects your money, your investment, and your peace of mind.

Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.

Jeremy Kilbourne

Jeremy is Arch Mortgage North’s Lead Loan Officer. Bringing experience, compassion and creativity to the mortgage lending process, Jeremy loves helping clients achieve their home ownership goals.

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