Why Buying a Vacation Home Beats Renting One This Summer

You’ve probably seen the scary headlines predicting a housing crash.
But here’s the truth: that’s not what the experts are saying.

Let’s break it down 👇

📉 What’s Happening Now?

  • In some areas, home prices are flattening or dipping slightly — and that’s normal as more homes hit the market.

  • But overall? The market is far from crashing.

📊 What Do the Experts Say?

A new survey from Fannie Mae asked 100+ housing experts what they expect for the next 5 years:

  • Average forecast: Home prices will grow by 3.3% per year

  • 🌟 Optimists: See growth near 5.0% per year

  • 🧊 Pessimists: Still expect 1.3% growth per year

Not one group predicts a crash.

💡 What’s Keeping the Market Stable?

  • Low foreclosures

  • Stricter lending standards

  • Homeowners have strong equity

  • Inventory is rising slowly, not flooding the market

🏁 Bottom Line

If you’re waiting for a crash to buy a home, you might be waiting a long time.
The real outlook? Slow, steady, healthy price growth — not a collapse.

Finding ways to make your credit score better could help you get a lower mortgage rate. When you’re ready to get the process started, let’s connect.

Jeremy Kilbourne

Jeremy is Arch Mortgage North’s Lead Loan Officer. Bringing experience, compassion and creativity to the mortgage lending process, Jeremy loves helping clients achieve their home ownership goals.

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What Every Homeowner Needs To Know In Today’s Shifting Market